ABOUT US

NFinance is a specialist mortgage advisory and broking firm – catering to everyone from first home buyers to sophisticated repeat investors. We’ve built a market leading reputation as a trusted advisor based on our unique market knowledge, key relationships in the industry and the quality of the personalised service our team provides.

We make it our business to know our clients’ goals and motivations and tailor our approach and advice to suit these. By combining technical excellence with a personalised approach, we deliver the best results for our clients.

HOW WE WORK

From our first meeting you can expect us to spend some time getting to know you, your financial needs and goals – before researching and outlining the different options of products and lenders that fit those needs.

As independent brokers we work for you, not the banks, so you can be confident you are getting the most suitable and competitive product in the market.

Whilst our approach differs for each client some things will always stay the same:

  • We do all the paperwork and manage your application process from start to settlement
  • We handle all the discussions with your chosen provider
  • We draw upon our extensive industry experience to turn around your application as quickly as possible

Meet the team

Speak directly to us, just make sure to include all your contact details for us to get back to you as soon as possible.

Tom Nightingale – Director

Tom is the Owner and Director of NFinance, a premium Mortgage Broking business he started following an extensive career in finance across Australia and New York. With specialist expertise in the Australian property market, Tom works tirelessly to deliver results for his clients.

Tom is a fully accredited mortgage broker and a member of the Mortgage & Finance Association of Australia (MFAA). He holds a Bachelor of Business (Accounting) from the University of Technology, Sydney and is also a qualified Chartered Accountant.

As an investor himself, Tom is passionate about property. He thoroughly enjoys assisting his clients in meeting their objectives around property ownership, whilst saving them time and money in the process. Outside of NFinance and the industry, Tom enjoys travel and is a sports fan closely following the AFL and basketball.

Burks Koca – Mortgage Specialist

Burks is a financial services industry professional, with over 10 years’ experience working with a big four Australian bank prior to joining NFinance. After spending some time in the credit assessment and settlement teams within the bank, Burks worked as a relationship manager with mortgage brokers, before joining our team. With this he brings a great understanding of how the banks work on the inside and knowledge of the end to end process allowing him to assist clients in making decisions as easily and smoothly as possible.

As a young and enthusiastic member of the team, Burks is here to assist in achieving outstanding and timely results for our clients – placing priority on providing a personalised approach and building long term relationships. He believes that no two clients are the same and the service provided is built entirely on your unique circumstances.

Outside of work, he likes to keep fit playing semi-professional football, travelling when time allows him to and spending time with family and friends.

Lachlan Williams – Credit Analyst

Lachlan is the newest member of the team and brings a dynamic blend of enthusiasm, expertise, and determination to deliver exceptional outcomes for our clients. Driven by a keen interest in the sector and a commitment to establishing lasting connections with clients, he is committed to going above and beyond to meet client needs.

He holds a Bachelor of Business (Finance and Marketing) from Monash University. Prior to joining the team, he spent several years at ANZ as a credit assessor where he developed a strong interest in credit policy and retail lending within the residential real estate space. His time at ANZ allowed him to build valuable industry connections and gain practical insights that he now brings to his role.

Outside of work, he enjoys playing tennis, travelling, and playing the piano.

Client Testimonials

After initially having concerns about the stress of buying a property, NFinance made the process painless and enjoyable. They provided me with guidance around the key steps of the process which was important as it was my first investment property purchase. I found the market insights and property research reports helped me take the emotion out the process and make an informed decision. It really exceeded my expectations. The team was always available, and I have already recommended NFinance to a number of friends looking at making a purchase.

- Alex

Burks was a pleasure to deal with and made it all easy from our first conversation through until after settlement. He was prompt and professional and provided continuous, timely contact to keep me informed. The process was seamless. His knowledge of the market and products will now save me over $400 a month in interest. I would highly recommend talking to Burks if you’re looking for a great experience and an even better result.

- Tiffany

Reliability. We felt 100% confident that you would deliver on what you said. This made getting finance the least stressful part of the buy / sell process. Unbiased advice.

- Gemma

Tom has been an amazing help with refinancing to suit our family’s needs on more than 1 occasion! He is extremely clear with all communication and makes himself constantly available and is willing to listen to all queries or concerns through the process and afterwards! Highly recommended!”

- Adam

Tom consistently provided exceptional advice, support and guidance throughout the process. There was no pressure to commit to his services or take on any product we were unsure about. With Tom and Anuka the process was simple and they were always available to chat if we had any concerns. Absolutely recommend.

- Niki

Tom and his team provide exceptional customer service and they look into your every query and concern that you have. They realise the buying process is a stressful one and they are very conscious of this and they try to make the process as stress free as possible. Overall an excellent experience.

- Matt

Being first home buyers, we had no idea what to do or what to expect when buying our first apartment. We had discussed some options with other mortgage brokers, however none of them came close to the exceptional service that Tom provided. Tom’s attention to detail and willingness to guide us through the whole process made our first buying experience a breeze. Tom would even call us while he was on holiday to ensure that we understood where the process was at.

- Tim

Tom was very attentive, supportive and kept me well informed. He has a good gauge of risk tolerance based on your circumstances, and his financial and market knowledge are evident. Thanks Tom for working with me through a process that evolved.

- Rachael

Tom provided THE greatest service my wife and I have ever experienced; we are still blown away. We really were impressed by how genuine Tom was. We always felt as if he genuinely cared about us achieving approval for a home loan. Not only this, Tom worked countless hours, always promptly returned calls and checked in on us every week for months! He even met up with us multiple times, outside of work hours which was just amazing. I always felt confident in the skills and expertise Tom displayed and ended up receiving a better outcome than we could have hoped for. We are still so impressed.

- Tim

If you want to take the pressure off and have a professional that’s knowledgeable and easy to deal with…then working with NFinance is the way to go! Buying our family home was daunting and having Tom a phone call away to answer all our questions, find us a great deal and promptly organise everything was a relief. 5 star service – would highly recommend.

- Jen

Professionalism at every turn.

We pride ourselves on our professionalism in every facet of our business. Simply click here for a copy of our Internal Dispute Resolution (IDR) process.

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